$0 Down Car Loans — No Down Payment Required
Don't let a lack of savings stop you from getting the vehicle your family needs. Three Amigos offers zero down payment options with flexible financing for all credit levels.
Drive Away Without a Down Payment
Saving up a down payment takes time — and sometimes you need a vehicle now. Three Amigos has flexible financing options that don't require you to put money down upfront. We work with lenders across Canada who offer $0 down financing for qualifying customers.
No trade-in. No savings required. Just apply, get approved, pick your vehicle, and we deliver it to your door.
Apply online and see your zero-down options within hours.
Apply for $0 Down FinancingFrequently Asked Questions
Can I really get a car with no money down?
Yes. Three Amigos has $0 down payment options for qualifying customers. Apply online and we will tell you exactly what your options are — no obligation.
Do I need good credit for $0 down?
Not necessarily. We have $0 down options for customers across the credit spectrum, including those with past credit challenges. Every situation is different — apply and we will find the best option for you.
Are the payments higher without a down payment?
Monthly payments may be slightly higher without a down payment since you are financing the full amount. We will be upfront about your exact payment options so you can make the best decision for your budget.
Do I need a trade-in?
No trade-in is required. You can apply with no vehicle to trade and no cash down. We will work with your situation.